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Preheat oven to 180C/350 F
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In a large bowl place the milk, olive oil and eggs and whisk to combine.
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In a small bowl mix the flour, baking powder and salt.
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Slowly add the flour mix to the egg mix.
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Add the parmesan, grated carrot and grated zucchini and stir to combine.
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Add the pancetta cubes and the Provola cheese. Mix.
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Fill a greased muffin pan (or a mini loaf pan) with the batter.
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Bake until gorgeously golden and when a skewer inserted removes cleanly. 25 minutes approx.